Sunday, January 26, 2020

A Critique of Data warehousing in Enterprise Resource Planning Systems

A Critique of Data warehousing in Enterprise Resource Planning Systems INTRODUCTION General Background There are different ways in which companies have collected and accessed the data in order to support and enhance the business. Since 1990s, with the emergence of the concept of business data warehouse, companies have been instituting data warehousing for data mining, data analysis, reporting and other business intelligence purpose (Matthias et al., 2003). Bill Inmon in 1990, defined data warehousing as à ¢Ã¢â€š ¬Ã…“a subject-oriented, integrated, non-volatile, and time-variant collection of data in support of managements decisions. He also stated that the à ¢Ã¢â€š ¬Ã…“data warehouse contains a very useful source of data for the explorer and data miner. The data found in the data warehouse is cleansed, integrated, organized. And the data is historicalà ¢Ã¢â€š ¬Ã‚  (Inmon W. H, 2002). Data warehouse is also defined as the à ¢Ã¢â€š ¬Ã…“architecture used to maintain critical historical data that has been extracted from operational data storage and transformed into formats acce ssible to the organizations analytical communityà ¢Ã¢â€š ¬Ã‚  (Anne Marie, 2009). In the same decade, with the success of Material Requirements Planning 2 (MRP II) and its evolution to Enterprise resource planning (ERP), various companies implemented ERP software as à ¢Ã¢â€š ¬Ã…“integrated suitesà ¢Ã¢â€š ¬Ã‚  that automate core corporate activities and helps the corporate managers to coordinate the common functions of an enterprise (Gibson et al., 1999). ERP can be defined as à ¢Ã¢â€š ¬Ã…“techniques and concepts for integrated management of business as a whole from the viewpoint of the effective use of management resources to improve the efficiency of enterprise management. ERP packages are integrated (covering all business functions) software packages that support these ERP conceptsà ¢Ã¢â€š ¬Ã‚  (Alexis Leon, 2008). For every critical business decision taken, information is the foundation. To facilitate this, all functional areas of the organization are integrated using ERP (Chou, 2005). Most ERP vendors have an integrated business suite containing busi ness intelligence (BI) tools to access their data modules directly. However, data warehousing in ERP system is a complicated task that requires the use of various types of inputs like the historical data, and the information that are external to the ERP system (Peng and Nunes, 2008; Chaudhuri et al., 1997). Although ERP systems can integrate all business transaction data into their master databases for organizational planning, it may not be a solution for data analysis and decision support process. Selection of ERP, implementation and integration with BI is the costly and risky processes in the companys life span (Baki et al, 2005). This paper reviews the value of data warehousing in ERP systems. It identifies the power and the capabilities ERP and Data Warehousing. And, reviews the claims made by ERP vendors about their integrated BI solution. The conclusion is provided in the last section. Research Objectives The paper presents the study of features and claims by ERP vendors on its ERPs efficiency of the data warehousing in ERP system. This study attempts to critically review and question the claims by ERP vendors on their efficiency of Data warehousing in ERP systems. Research objective is also to identify those issues that occur in Data warehousing in ERP systems, and then map them in the research framework, perhaps with more detail related to the dimensions that are found. The issues are defined with the viewpoints of vendors and consultants. This paper will provide an overview of the issues and challenges that the intersection of these two IS concepts are creating. Research Design An overview of the importance of the information technology sector and a synopsis on enterprise resource planning systems are presented first, followed by a discussion on the research problem and the academic and practical motivations for undertaking the present study. The study is a review of literature, and claims made by prominent ERP vendors on the data warehousing in ERP system. Critical Literature Review The research design of this study consists of theoretical risk ontology through a critical literature review. A critical literature review was conducted by first searching for the appropriate literature. Initial phase of the literature research attempted to search and retrieve the secondary literature sources like journals, books and newspapers that are directly related to data warehousing in ERP, and data mining. In this process it was identified that current research studies on data warehousing in ERP system focus mainly on ERP selection, implementation, integration with data warehouse, and business intelligence (Chou et al, 2005; Shehab et al, 2004; Davenport, 1998; Themistocleous et al, 2006). The process involved a search of prominent Publisher of journals in information services like ACM Portal, Emerald, Wiley Interscience and Web search engine Google Scholar and IEE Explore. Journals and databases were searched by generating key words and search terms with initial reading and brainstorming. I decided to focus my study on articles that discuss the ERP and particularly the integration with BI. This paper presents the critical literature review about the data warehousing in ERP systems. ERP SYSTEMS Definition of ERP ERP system is a software package that integrates the flow information through the company, including financial, accounting, human resources, supply chain, and customer information. Yen et al (2002) defined ERP system as à ¢Ã¢â€š ¬Ã…“a business management system that integrates all facets of the business, including planning, marketing and manufacturingà ¢Ã¢â€š ¬Ã‚ . An integrated ERP system can cover wide range of functionalities like reporting, planning, budgeting, forecasting, strategy management, scorecards, and risk management (SAP, 2009) and integrate them into one unified database. It automates core corporate activities by incorporating best practices to facilitate rapid decision making, cost reduction, and greater managerial control (Holland et al, 1999). For example, functional modules such as manufacturing, warehouse management, human resources, finance, customer relations management, supply chain management were all once stand alone software applications, typically having its own database and network (tech-faq, 2009). Best practices are incorporated as a result of the long development history of the ERPs. ERP market is led by companies like SAP AG, Oracle Corporation, Sage Group, Microsoft Corporation and Infor Global Solutions (Wikipedia, 2009). Importance of ERP An important reason for implementing ERP is that, it can help companies re-engineer their business process and compete in the market. Davenport (1998) says that à ¢Ã¢â€š ¬Ã…“for managers who have struggled, at great expense and with great frustration, with incompatible information systems and inconsistent operating practices, the promise of an off-the-shelf solution to the problem of business integration is enticingà ¢Ã¢â€š ¬Ã‚ . Following are the benefits of ERP systems over the distributed stand alone departmental systems (Yen et al, 2002): * Business process automation a unified enterprise view of the business that encompasses all functions and departments. Improvement in the supply chain via the use of e-communication and E-commerce. * Timely access to management information an enterprise database where all business transactions are entered, recorded, processed, monitored and reported There are many reasons why organizations find ERP system very attractive. The primary reasons focus on the frustrations in using the existing stand alone systems. Convincing reasons for a purchasing ERP system may include (Chen, 2001): * Efficiency of the current system Inability of the existing stand alone systems to support organizational needs * Failure in the distributed system The use of multiple points of input using multiple application which leads in duplicated effort of capturing and storing the data in existing system * Maintenance overhead in the current system The requirement of extensive resources (man and machine) for maintenance and support of the system. * Competition Competition in the global market and the desire to reengineer its business process * Company growth The growth of the enterprise and subsequent incompatibility of several legacy information system * E-commerce Inability of employees to respond easily to questions or information requested by key customer or suppliers ERP systems provide a common platform and business practices across the enterprise that allows the real-time access. According to Davenport (1998), ERP solutions are designed to solve the fragmentation of information in large business organisations, and integrate all the information flowing within a company. ERP failures ERP system implementation can either reap huge benefits for successful companies or it can be disastrous for organizations that fail to manage the implementation process (Holland et al, 1999). The selection and acquisition of ERP software is a risky and challenging task. And a wrong purchase may adversely affect the organization. Themistocleous states many reason for the failure of ERP system. For example, * Resistance from the employs against the change in the system * Differences between organisations and consultants as a result of cost overruns and projects delays. * Non-flexibility in ERP software forces organisation to abandon their way of doing business * Conflict with the business strategy of the organization Selecting ERP and implementation In-house software system development is generally expensive, time consuming and often covered by uncertainties and integration of various incompatible software systems may not function well with each other. If different software packages are being used, data may not be consistent. On the other hand purchasing off-the-shelf ERP software packages can solve problem. Holland et al (1999) says that à ¢Ã¢â€š ¬Ã…“the companies are radically changing their information technology strategies by purchasing pre-packaged software instead of developing IT systems in-houseà ¢Ã¢â€š ¬Ã‚ . There are different strategic approaches to ERP software implementation. It can be implemented with either a minimum deviation from the standard settings that the ERP vendor provides or with the customization of a system to suit local requirements (tech-faq, 2009). As discussed by Yusuf et al (2004) in the case study about the implementation of ERP in Rolls-Royce in partnership with Electronic Data Services (EDS), ERP implementation is a complicated task. The project implementation problems faced while implementing are * Cultural Problems Some of the functions and processes of the new system did not receive full appreciation from the employee. So, the implementation team had to resolve this by illustrating the improvements made to the company as a whole. Also extensive trainings were provided to the employees of Rolls-Royce. * Business Problems Because of the rigidity in the business structure of SAP R/3 ERP, employees of Rolls-Royce adjusted their working practices in order to fit SAP. * Technical Problems As the system required the retrieval of old data from legacy system which were in de-normalized form, Rolls-Royce had to run legacy system in parallel with the ERP until the expensive process of extracting the old data from legacy system was normalized, screened and stored in a sensible data format in the new database. Implementation of ERP and planning of the resources required to run the enterprise is not the end of the road for ERP. Organization will realize the full potential of ERP when it is used and properly managed (Yusuf et al, 2004). One of the main difficulties experienced by ERP implementations have been the costly development of additional software to summarize and retrieve the information for generating the reports (Themistocleous et al, 2001). A company that plans to invest into ERP needs to have a good strategy and a clear idea about the cost of ERP system. Implementation slowdowns the routine works within an organization. Customization is costly and time consuming (Yen et al, 2002). As outlined by Peng and Nunes (2009), reasons like insufficient user training, loss of in-house IT experts, bankruptcy of system vendor and barriers like inefficient communication between functional divisions can cause ERP post implementation failures Analytical and forecasting functions of ERP: Business managers will have different information needs for planning and decision making (Peng and Nunes, 2009). Decision support system can reduce the time, cost and improve efficiencies. Analytical and forecasting functions are the skills, processes used to support decision making and forecasting. Analytical and forecasting features of ERP can be accessed by managers using an interface such as web-based or graphical interface via the internet or intranet (Marnewick, 2005). If an organization does not take advantage of decision support systems, it cannot take complete advantage of the data and may lose its competitive edge. Most ERP systems today have highly integrated databases and business intelligence (BI) tools to access their data modules directly (Chou, 2005). ERP vendors, data warehousers, and third-party tool vendors have numerous products and solutions for using the ERP data. There are 3 major solutions for ERP data (searchSAP, 2009): 1. Solutions from third-party vendors that analyze data within ERP systems 2. ERP-based solutions that analyze data within ERP systems 3. ERP-based solutions that build data warehouses outside their ERP systems An ERP-based data warehouse is a classical, external data warehouse or data mart built with tools offered by an ERP vendor (Russom, 2007). ERP reports are generated using the existing ERP schema as the foundation for building the standard reports. Integrated business intelligence system pulls the data from ERP systems to a data warehouse and enables to perform data analysis and deliver superior reporting for making timely and accurate decision (Chou et al, 2005). Closer integration of corporate wide data warehousing data with ERP data potentially enhances companies return on their ERP and data warehouse investments (Wiley, 2009). ERP contains a set of analytical tools to facilitate sales planning. Yen et al (2002) says that à ¢Ã¢â€š ¬Ã…“many companies deploy data warehouses for facilitating the data analysis in ERP. They will buy packaged analytic applications that include a data warehouse, analytical tools, and predefined data models to accelerate the data analysis in ERPà ¢Ã¢â€š ¬Ã‚ . But, in spite of deploying ERP and an integrated data warehousing and BI, there is no guarantee that the forecast generated is up to the accuracy. As discussed by Peng and Nunes, one of the reasons for inaccurate forecasting is due to inherent difficulties in predicting the fluid market. This results in significant impact in companies. ERP systems are usually designed to record business transactions data, make changes to existing data, reconcile data, keep track of business transactions, run predefined business reports, and manage business transactions. In contrast, analytical systems are designed to examine large volumes of data and then to generate essential information for decision-making. There are five major software vendors offering ERP solutions to business worldwide. According to reports from Gartner Dataquest, quoted by destinationcrm (destinationcrm, 2006) SAP is the market share leader in ERP, followed by Oracle, Sage, Microsoft Dynamics and SSA Global Technologies. DATA WAREHOUSING AND DATA MINING Data Warehousing Bill Inmon (2002) says that the à ¢Ã¢â€š ¬Ã…“data warehouse contains a very useful source of data for the explorer and data miner. The data found in the data warehouse is cleansed, integrated, organized. And the data is historicalà ¢Ã¢â€š ¬Ã‚ . To help managers and decision makers retrieve information they need from tremendous amount of data reside in database, many enterprises have built system environments focusing on data warehousing technology, deployed that as an integral part of a decision support systems (DSS). Data warehouse is responsible for providing information needed for supporting executive decision making. As a result, data warehousing technology has been integrated into ERP systems (Zhang et al, 2006). Yusuf et al (2004) defines Data warehouse as à ¢Ã¢â€š ¬Ã…“an integrated collection of data. The data is stored centrally and is extracted from operational, historical and external databasesà ¢Ã¢â€š ¬Ã‚ . Data warehouses are used for decision support. Historical, summarized and consolidated data is more important than detailed, individual records. Data Mining Data mining is the study and extraction of patterns from a large set of data. It can be defined as the process of analyzing data from different viewpoints and summarizing it into useful information for planning and increase revenue. It allows users to analyze data from many different dimensions or angles, categorize it, and summarize the relationships identified (Anderson, 2009). Data mining can also be defined as the à ¢Ã¢â€š ¬Ã…“practice of automatically searching large stores of data to discover patterns and trends that go beyond simple analysisà ¢Ã¢â€š ¬Ã‚  (Oracle, 2009). Data mining uses sophisticated mathematical algorithms to slice the data and evaluate the probability of future events. The key properties of data mining are (thearling, 2009): 1. Automatic discovery of patterns 2. Prediction of likely outcomes 3. Creation of actionable information Data Mining is widely used in applications such as product analysis, demand and supply analysis, understanding consumer research marketing, investment trend in stocks real estates, telecommunications, e-commerce and so on (Chou et al, 2005). However, a database which is new and which has only a current piece of information is not suitable for data mining as it can never detect trends and long term patterns of behaviour. Historical data is very essential for data mining as historical data contains valuable chunk of information hidden in it. Mature data is crucial for understanding the seasonality of business and the larger cycles of business to which every corporation is subject (Inmon, 1996). Data mining uses data from data source in order to provide users with meaningful indicators. Data from ERP systems is used as data source. Modern ERP systems provide advanced BI tools out of the box, avoiding the hassle of connecting a stand-alone BI system, and lowering the cost which is a critical capability to consider ERP for midsize companies, with limited staff and resources to maintain multiple systems (Newcomer, 2009). After implementing the ERP system in organizations, they tend to concentrate more on the return on investment (ROI). Chou et al (2005) says that à ¢Ã¢â€š ¬Ã…“In order to justify their return-on-investment (ROI), more and more organizations are turning to BI tools that make data collected by ERP, customer relationship management (CRM), and other data-intensive applications meaningfulà ¢Ã¢â€š ¬Ã‚ . Since a BI system includes technologies for reporting, analysis, and sharing information, many ERP vendors have integrated these solutions with ERP systems to truly maximize the ROI of ERP. The integration of BI and ERP systems can strengthen corporate decision-making capability through utilizing the analytical capability of BI system and data managerial capability of ERP system (Chou et al, 2005). Business Intelligence (BI) can help in competition analysis, market research, economical trends, consume behaviour, industry research, and geographical information analysis and so on. Business Intelligence using data mining helps in decision-making (Naxton, 2006). ERP VENDOR CLAIMS Modern ERP systems may provide advanced BI tools, avoiding the hassle of connecting a stand-alone BI system, and lowering the cost. Integrated business intelligence contains a broad category of analytical applications that help companies in making decision based on the data in their ERP systems (Moller, 2005). Oracle and SAP are currently the only major ERP vendors with such offerings. Analytical applications can be broadly classified as follows: Financial Analytics Financial analysis refers to an assessment of the viability, stability and profitability of a business, sub-business or project (Wikipedia, 2009). It is concerned with optimising the profitability of the business. When used effectively it can provide a competitive differentiator. Financial analytics helps the business focus on the most important customers and the most profitable products and services (Brook, 2009). It helps them to (Schroeck, 2001): * Understand the overall performance of the organization * Identify ways to measure and maximize the value of intangible assets (eg. Services) * Effectively manage enterprise-wide investments and reduce operating costs * Forecast variations in the marketplace, * Optimize the capabilities of information systems, and * Business processes improvement. Integrated analytics allow organizations with an ERP infrastructure to facilitate reporting and tools required for decision-makers. Oracle E-Business Suit (EBS) is one suite of applications that contains ERP and integrated BI. Oracle says that à ¢Ã¢â€š ¬Ã…“Oracle Financial Analytics helps front-line managers improve financial performance with complete, up-to-the-minute information on their departments expenses and revenue contributionsà ¢Ã¢â€š ¬Ã‚ . SAP Business Suite is a range of software modules with an integrated Business Intelligence. SAP states that à ¢Ã¢â€š ¬Ã…“SAP ERP provides powerful analytic software that enables powerful financial analysis to help you analyze your business, develop business plans and budgets, and track performance during execution.à ¢Ã¢â€š ¬Ã‚  (SAP AG, 2009). Few of the features and functions that support financial analytics as stated by SAP are * Financial and management reporting Providing a set of tools to meet the financial and management reporting needs. * Planning, budgeting, and forecasting Support traditional budgeting, rolling forecasts, and collaborative planning, such as cost center planning. * Working capital and cash flow management Optimize cash flow, including cash flow calculations and middle- and long-term planning. Sales Analytics Sales analytics is a procedure involving the gathering, classifying, comparing, and studying of company sales data. It may simply involve the comparison of total company sales in two different time periods. Or it may entail subjecting thousands of component sales (or sales-related) s to a variety of comparisons, like comparison with s for earlier periods of time (Wikipedia, 2009). SAP says that the SAP sales analytic help the organization to obtain the data necessary to proactively address trends and measure success and revenue shortfalls. Oracle states that analytics solutions provided by its E-business suite dramatically improve the effectiveness of sales people by providing real-time, actionable insight into every sales opportunity at the point of customer contact. With more accurate sales forecasts and enhanced identification of potential problems and opportunities, Oracle Sales Analytics helps close business faster and increase overall sales revenue. It lists the following benefits: * Resource allocation Identifying critical opportunities so that executives can assign the appropriate resources to increase the chance of winning * Sales forecasts Analyzing pipeline opportunities to determine actions required to meet sales targets. Provide the information about sales documents, such as opportunities, sales orders and sales contracts. Thus, help in future revenue forecasting. Integrated sales planning and analysis enables sales managers to understand the financial status and overall effectiveness of the sales organization quickly and easily. These scenarios help users obtain the data necessary to proactively address trends, measure customer retention and revenue shortfalls, and assess future opportunities (SAP, 2009). Operational Analytics Operational analytics is a process that facilitates delivery of the in-depth and focused analysis of the performance of each key operational area of the business. Operational Analytics try to provide comprehensive and focused analysis of every aspect of the operational area of a company (Information Management, 2007). Oracle says that à ¢Ã¢â€š ¬Ã…“Oracles Business Intelligence Suite delivers real-time operational analytics that enable you to make better business decisions fasterà ¢Ã¢â€š ¬Ã‚ . Operational analytics is also a part of SAP business suite. SAP says that à ¢Ã¢â€š ¬Ã…“SAP ERP provides features and functions for operational analysis to help you optimize the entire supply chain, improve revenues, and increase customer satisfactionà ¢Ã¢â€š ¬Ã‚ . Few of the features and functions that support financial analytics as stated by SAP are: * Manufacturing reporting Provides various standard reports and analyses detailing production-related information. * Customer service analysis Used for monitoring financial trends, costs, and revenues per customer, as well as service contracts and operations. * Sales planning Used for opportunity planning and analysis and partner planning. * Sales analysis Provides an accurate overview of current sales performance and an overview of sales force effectiveness. Workforce Analytics Workforce Analytics is a powerful decision-making platform using business intelligence tools that offer to the management at every level the right and timely information at point of decision making process for a better visibility and accountability in regards to workforce-related issues (Information Management, 2007). Workforce Analytics is used by HR professionals, and line managers. It provides an analysis option that gives real-time insight into your workforce. They can identify trends at an early stage and make well-informed decisions, enabling you to manage your human capital more effectively, predict human-capital investment demands, and track workforce costs and the ROI associated with HR projects (Wikipedia, 2009). The focus is to analyse current and historical employee data to identify key relationships among variables and use this to provide insight into the workforce they need for the future. Oracle says that Oracle workforce analytics in the e-business suite à ¢Ã¢â€š ¬Ã…“provides the strategy management and performance tracking needed to measure the effectiveness of HR initiatives. It helps to evaluate and communicate company performance, staffing, turnover, HR readiness, compensation, and competencies.à ¢Ã¢â€š ¬Ã‚  Managers need information that will help guide your strategic decisions. Implementing an Enterprise Resource System (ERP) that integrates all the information and processes into one coherent environment is a first and major step towards improved decision-making. But capturing and processing data is not sufficient to give the insight into the business that decision makers need today. Only when coupled with a business intelligence system can your ERP software enable users analyse and act on that data quickly and effectively. IT industrial leader, Microsoft quotes that à ¢Ã¢â€š ¬Ã…“Forecaster for Microsoft Dynamics ERP helps you manage financial performance through accurate budgeting and planningà ¢Ã¢â€š ¬Ã‚  (Microsoft, 2009). A CRITIQUE OF VENDOR CLAIMS Data Warehousing In todays ever-competitive business climate, the ability to understand business conditions and gain timely insight into business performance is essential for survival. Business users have long faced the challenge of being unable to easily analyze business data in their enterprise resource planning (ERP) environment. Oftentimes, the reporting tools available are too complex for business users to utilize effectively, and IT experts do not have the business background to sufficiently understand business users analytical needs. The delay in IT departments turnaround time can quickly render information irrelevant and outdated by the time it is available to business users. ERPs serve as transaction engines in many organizations. It provides mission-critical operational workflow but do not support decision support systems (DSS) directly (Inmon, 2000). Therefore, the need to source a data warehouse from the ERP system and other legacy systems is obvious. Many organisations are now discovering that the solution to leveraging investment decisions in and retrieving useful data from, an ERP system is to undertake a Data Warehousing initiative in conjunction with the implemented ERP system. But, the harsh reality of ERP systems implementation, to the expense of those organisations that invested resources in the initiative, is that ERP only gets data into the system, it does not prepare data for use and analysis (Inmon, 2000). ERP systems lack certain functionality and reporting capabilities. It has been realised that ERP systems are good for storing, accessing and executing data used in daily transactions, but it is not good at providing the information needed for long term planning and decision making (Radding, 2000) as ERP systems are not designed to know how the data is to be used once it is gathered (Inmon, 2000). Consequently, in the post-implementation phase organisations are often dismayed to find that they havent improved their an alytical and decision support capabilities (Inmon, 2000; Radding, 2000) as ERP systems do not provide an environment for decision support activities such as analysing historical trends, drawing conclusions, scenario building and planning. Business Intelligence using Data Warehouse built on ERP System Analytical and forecasting features are provided by the business intelligence tools that are linked to the data warehouse. Some of the common functions of Business Intelligence technologies are reporting, analytics, data mining and benchmarking (Wikipedia, 2009). Integration of ERP and BI can provide a consolidated analysis of the data and user-friendly reporting capabilities and help users make and correct decisions and gain advantages over their competitors. Financial analytics, sales analytics, operational analytics and workforce analytical, may provide the facility to analyze relationships and understand trends that ultimately support business decision. However, few of the challenges faced by data warehousing in ERP systems are in its capability of providing a valuable and accurate reporting service, data analysis and forecasting. Chou et al says (2005) says à ¢Ã¢â€š ¬Ã…“Organizations recognize the wealth of information within ERP systems, the challenge lies in the ways of min ing themà ¢Ã¢â€š ¬Ã‚ . The lack of historical transaction data in the database containing the data from ERP is the most significant obstacle in successfully implementing a BI on ERP system. One of the key elements in accurate forecasting like trend reporting is the need for historical data. Most of the ERP vendors claim that the reports and forecasts generated by ERP or a BI that is integrated with ERP environment are of high accuracy. Zhang et al (2006) says that à ¢Ã¢â€š ¬Ã…“although ERP system is powerful, a serious challenge is how to make use of previous experiences and knowledge to support managerial decision makingà ¢Ã¢â€š ¬Ã‚ . Still the research has to be carried out to know the accuracy of the reports as ERP system does not contain the historical data in the enterprises data warehouse. Traditionally, the enterprise data warehouse needs historical data. When a large amount of historical data starts to stack up in the ERP environment, the ERP environment is usually purged, or the data is archived to a remote storage facility. When an enterprise data warehouse needs to go back in time and bring in historical data that has not been previously colle

Saturday, January 18, 2020

My Cultural Identity

Defining my own cultural identity by Stefanie A–ttl Culture is one of the most difficult concepts in the human social sciences and there are many different ways of defining it. It is often argued that culture is a learned behaviour pattern shared by a specific group of people. Culture is about shared meanings, and language is the privileged medium in which meaning is produced and exchanged. People sharing one culture interpret the world in roughly the same way. Defining my own cultural identity seems to me quite difficult. I actually have to admit that I am not quite sure which culture I belong to.I was born in Austria but my father comes from South Tyrol, the northern part of Italy, where Italian and German are spoken. Therefore I have Italian nationality but I have only some basic knowledge concerning the language. Although I live in Austria, there are still some traditions and cultural aspects in my family that are not Austrian. Not only is there some Italian influence, but also Canadian due to the fact that my motheraâ‚ ¬Ã¢â€ž ¢s stepmother is British but emigrated to Canada. I havenaâ‚ ¬Ã¢â€ž ¢t got Canadian nationality, but I was brought up bilingually (German/English).Furthermore I spent half a year living in Chile and therefore I was influenced by the Chilean way of life. Understandably I sometimes get quite confused about which culture I really belong to. There are several parameters for defining oneaâ‚ ¬Ã¢â€ž ¢s culture, such as nationality, language, the country you live in, gender, social class, occupation, interests, educational levelaâ‚ ¬Ã‚ ¦. But the question is, which of these parameters is to be considered the most important. I have Italian nationality, but due to the fact that I donaâ‚ ¬Ã¢â€ž ¢t really know the language I donaâ‚ ¬Ã¢â€ž ¢t really feel Italian or aâ‚ ¬? Southern Tyrolianaâ‚ ¬Ã¢â€ž ¢.And although I am not Canadian by citizenship I sometimes feel more at home there because of the language. Still, con cerning some traditional aspects, I am more familiar with the aâ‚ ¬? South Tyrolianaâ‚ ¬Ã¢â€ž ¢ ones but I donaâ‚ ¬Ã¢â€ž ¢t really feel that I belong there because I donaâ‚ ¬Ã¢â€ž ¢t know Italian nor do I really speak German with a aâ‚ ¬? South Tyrolianaâ‚ ¬Ã¢â€ž ¢ accent. I believe that not knowing the language could be seen as a barrier keeping me from really experiencing Italian culture. I strongly believe that one can somehow adopt a culture by learning specific behaviour patterns, values, moralities or more precisely, a certain way of life.I experienced this while living in Chile and I can say for sure that it was far more difficult to adjust to a new way of living and learn how to react in certain situations than learning the foreign language. Despite all these influences of different cultures, I still feel very Austrian due to the fact of actually living in this country. The parameters which I believe to be very important in order to define your culture are first of all the is the country you live in because your culture depends very much on what is happening around you.The second important aspect is language through which thoughts, ideas and feelings of a certain culture are represented. The least important thing in my opinion is the nationality because I believe this to be a very official way of defining your culture. But, as I already mentioned, I sometimes donaâ‚ ¬Ã¢â€ž ¢t really know which culture I really belong to. I believe I am a mixture of all of them. Understanding home by Michael Pelitz â€Å"the night is your friend, your only friend the center stage, a moonscape as you walk. alk your head is a thread; your head’s a thread the eye of the needle becomes indistinct we’re just a sadder song away we’re just a sadder song away the mountaintops, the rainbow drops the fires from the temples and palaises. hurray the hierarchy that swallows me the pavement emptied out by night we’re just a sadder son g away we’re just a sadder song away we’re off to understanding home we’re off to understanding home we’re off to understanding home we’re just a sadder song away†Just as I reached Radetzkyplatz, passing by the Hotel Garni Lind, aâ‚ ¬? Understanding Homeaâ‚ ¬? ept rotating in my disc player. aâ‚ ¬? aâ‚ ¬Ã‚ ¦The center stage, a moonscape as you walkaâ‚ ¬?. The display warns: aâ‚ ¬? BATTERY LOWaâ‚ ¬? , but Alexaâ‚ ¬Ã¢â€ž ¢ apartment is right across the square, so I decided not to worry about it. I suddenly remembered a letter I read on the internet, written by an Austrian social worker after his return from his social service year at the Holocaust Memorial Center in Detroit: aâ‚ ¬? When being abroadaâ‚ ¬? , he wrote, aâ‚ ¬? you become a true patriotaâ‚ ¬?! He stayed in the U. S. during the international crusade against the Austrian government in 2001.I started to remember all these artists who cancelled their concerts in Austria, and every single e-mail I had to send to my American friends, explaining aâ‚ ¬? the situationaâ‚ ¬?. And I had to think about all these desperate and aggressive anti-Moslem e-mails my mum received from a friend of hers who lives in Virginia, fearing that her son might not return from Iraq safely. I glanced over my shoulder to check on the traffic lights. Red. Suddenly I was confused, even a bit aggressive. I felt terribly blank despite the music, or maybe, because of the music. The whole world (including me) seems to be talking about sending, I thought!Sending e-mails, sending troops, sending messages, sending money, sending support, sending social workers. Mobility is the keyword of our times. Nobody seems to be talking about the sense of belonging. aâ‚ ¬? You become a true patriotaâ‚ ¬? , returns to my mind. I thought of how much I detest the concept of patriotism. To me, patriotism leads to flag-waving, flag-waving gives beautiful pictures, beaut iful picture are very likely to be shown in the news, satellites enable worldwide broadcasts within milliseconds, and the media have an incredible manipulating impact.I know the concept underlying the word aâ‚ ¬? patriotismaâ‚ ¬? is not that easy, but I am sure that patriotism is a great source of misunderstandings. The next moment I pictured myself at the soccer stadium singing the national anthem. Again, it leaves me confused. I felt exhausted. It has been a long day. An estimated 750 metres, the way from the U4-metrostation LandstraAYer HauptstraAYe to here, lay behind me. Another two and a half miles to the 23 rd district, where Iaâ‚ ¬Ã¢â€ž ¢ve parked my car, 102 kilometres to MA? zzuschlag, my hometown, an additional 87 kilometres to Graz, the city where I live, and yet another 8944 km to Portland/Oregon, the place where I spent the most wonderful year imaginable, describe my route. I think about my travels, the times I was sent, the times I mobilized. The batteries ra n out on the final lines of the song.I would have loved to listen to the outro and the repetition of the chorus. I pushed the doorbell and heard the buzzing of reality. Maybe all of this is not as contradictory as I thought. Maybe the understanding of our cultural identity needs to aâ‚ ¬? travel lightaâ‚ ¬? in order to find its way back home. And in its backpack it carries all the concepts we fear, detest or treasures so much. aâ‚ ¬? Weaâ‚ ¬Ã¢â€ž ¢re off to understanding homeaâ‚ ¬? , I repeated, as suddenly the front door opened and I entered the building. Cultural Identity by Ana Flac A couple of years ago I found myself wandering between cultures, customs and different traditions. At the beginning of this â€Å"cultural voyage† I was torn between contradictions which forced me to ask myself: Who am I? What makes me a Croatian? Six years ago a specific incident happened in Osijek which triggered off these thoughts .Morete mi reci da ide vlak za Cakovec? (Could you tell me when the next train goes to Cakovec? ), I asked a railway man as I was on my way home, after I had taken my entrance exam at Osijek University in 1998. The friendly man smiled and begged my pardon. He did not quite understand me. At this point I realized that I was no longer in my home town in Medjimurje and that all the competence I had in speaking my dialect which I’m so proud of could constitute a burden rather than a merit. This was the first time I perceived myself as being different from other people in Croatia.Some of my fellow students in Osijek rejected their dialect but I was proud of it and it made me somehow stand out from the crowd so I could be easily identified by it. I realized that my Medjimurian dialect was a part of my cultural identity. As time passed by I got to know many different people from the Slavonic region, their customs and their way of living. Since this region was greatly affected by the war, a very critical attitude towards Serbs h ad developed there. Most of the inhabitants often expressed their fury mostly against Serbs and emphasized Pan-Croatian nationalism.I noticed I wasn’t prepared to emphasize a Pan-Croatian position and I didn’t want to perceive the whole Serbian nation so destructively. I just couldn’t identify myself with all this Pan-Croatian nationalism and I mainly disagreed with people who had this kind of attitude. I kept my distance and withdrew into my regional cultural frames. After having spent two years in Osijek, I continued my studies in a completely different country, in Austria. I was very much excited about the new faces and new culture I was about to meet. And then one day I encountered a girl on the campus and we started talking.I found the conversation quite neat. Apart from other things, she wanted to know where I come from so I told her I was from Croatia. Ah, aus Kroatien.. those were the next words she said. They sounded strange, as if she got the whole pic ture of me when she found out about my origin. At this moment I realized there was not only no place left for my Medjimurian identity, which I am extremely proud of, but there was also hardly even any left for my Croatian identity. I was differentiated from other students by labels such as another ex-Yugoslavian or inhabitant of the Balkans.For the first time in my life I felt ashamed of my nationality. And from that moment on I was somehow torn between my Medjimurian pride and the feeling of shame for who I was in Austria. I was trapped in some generalized prejudices about myself that I did not want to have anything to do with. My identity was on the verge of being formed by some stereotypic views which I could not accept. But inspite of all these confrontations and contradictions I had to face and which scared me and disoriented me at first, they were also the one that gave me strength and motivated me to figure out who I really am.My Cultural Identity by Camilla Leimisch If someo ne asked me if I was proud to be Austrian or Finnish, I would not answer aâ‚ ¬? Yesaâ‚ ¬Ã¢â€ž ¢ right away. Iaâ‚ ¬Ã¢â€ž ¢ve always felt that proud was not the appropriate word to describe my feelings towards the country where I was born or the country where I grew up, because I find it hard to be proud of something that I did not decide or that I did not achieve on my own. But I do not want to be misunderstood: I am proud of my parents to whom I owe my bilingualism and who introduced me to both cultures right from the start (Finnish from my mother and Austrian from my father).I am also happy to have kept this bilingualism and I consider myself lucky to have two native countries. Although I was born in Finland and I was only two years old when my family moved to Austria, I have never considered Finland to be my second home country, in the sense of second best. This is because I have a family there, too, and I spend every summer in Finland. This is also because my mother took care that I did not forget my Finnish roots in Austria, so I could develop feelings of the same value for both of the countries, as well as an understanding of cultural awareness that is closely connected to the feeling of home.As I see it, not only my nationality is an important part of my cultural identity, but also what I have done and what I am doing in my country and in its society. Austria is the country where I live and study. As my main subject is music, and Austria is a country of great musicians, music has become a big part not only of my personal but also of my cultural identity. I also appreciate Austrian folk music which I consider a very relevant and unique cultural tradition in the country. With Finland, itaâ‚ ¬Ã¢â€ž ¢s different. Iaâ‚ ¬Ã¢â€ž ¢d rather identify myself with Finnish people than with Austrian people.It is not easy to explain why. All I can say is that Finnish people are very attached to nature, and that I often share their moments of melancholy wh ich are even more intense when they are far away from their own country. Iaâ‚ ¬Ã¢â€ž ¢ve already said that I am happy about my bilingualism. In fact, language is an important parameter for defining my cultural identity, because other people also define or identify you by the way you speak. Certainly you become most aware of your language when you find yourself in a foreign country where no-one speaks your language.What Iaâ‚ ¬Ã¢â€ž ¢ve noticed is that if you are among people who do not only speak differently, but also behave differently and look different from you, you suddenly distinguish yourself culturally from the others, and your cultural identity becomes much more evident. The frequently asked question about whether I feel more Austrian or more Finnish is not easy to answer. I am not 100% Austrian and not 100% Finnish. But I think that this diversity which has shaped my personality is also the key to my cultural identity.

Friday, January 10, 2020

Creating value

When it comes to the housing finance sector in India, one name stands out distinctively: HEAD – a market leader and an innovator. We have consistently revised the benchmarks of housing finance products and services. Being a pioneer and leader in a nascent market has not stopped us from aspiring for challenging goals. The World Bank considers us a model private sector housing finance company in developing countries. We provide consultancy services and technical assistance for ewe and existing institutions.Our executives undertake consultancy assignments related to housing finance and urban development directly or on behalf of international agencies worldwide. We also share our expertise through Training Programmer at our own Training Centre in Loan, India or at the client's location. Delegates from several countries have benefited from participating in these programmer. A senior executive of HEAD was the former President of the International Union for Housing Finance (UHF), whi ch is a non-profit trade association, with members from 60 countries worldwide.The objective of JIFF is to make housing credit affordable and more available around the world. On the domestic front, our executives help formulate national housing policies and strategies. In fact, we have been invited by the Government of India to Join a number of committees and task forces related to housing finance, urban development and capital markets – a task that we are proud to be part of. HEAD Centre for Housing Finance Our training facility, Centre for Housing Finance (CHEF), is located 120 SMS from Iambi, in the tranquil environs of Loan, a hill station, 2,000 feet above sea level.Some of the key features of our Centre are: State-of-the-art technology in the training rooms Syndicate rooms for group work Well-equipped library Residential accommodation that provides comfort and relaxation Dining facilities offering a variety of cuisine Indoor and outdoor recreation facilities Technical A ssistance (TA) The objective of the TA is to offer specific deliverables and support the Client in all aspects relating to mortgage finance operations which include loan origination and recoveries, marketing and distribution strategies, accounting and management information systems, resource manipulation and information technology support. Who would review and advise the Client on products, systems and procedures, including developing new products and designing marketing strategies. These experts would visit the Client and work closely with its officials to understand the external environment in which the Client functions and thereafter make recommendations visa-avis strategies, products, policies, systems and procedures. Our experience makes the difference Training Programmer Our training programmer are specially designed to be a blend of learning and practical experience. We offer a variety of training courses for senior and middlemen management executives and line staff.Some key programmer offered are: Housing Finance Management Loan Origination and Credit Risk Management Managing Customer Service in Financial Organizations Building High Performance Teams Resource Manipulation – Issues in Managing and Marketing Training The Trainers – A Multi Dimensional Workshop We also custom- design programmer based on organizational needs. Training specific Current Programmer Housing Finance Management – 2010 (HEM-2010) November 28 – December 5, 2010 at CHEF, Loan, India. The week long residential programmer on Housing Finance Management encompasses all the prime functions of a specialized Housing Finance Institution. Through specialized modules, the programmer will focus on various housing finance systems and best practices, credit evaluation, emphasis on customer needs, product development, marketing, managing competition and distribution channels, effective internal control systems and mechanisms, resource manipulation and risk management systems.In addition, a field visit to an HEAD office will also give participants a practical perspective of the housing finance business. HEM-2010: Programmer OutlineDay 1 : Sunday, November 28, 2010 w Assembling ; BondingDay 2: Monday, November 29, 2010 w Introduction to the programmer w Overview of Housing Finance Systems w Loan Origination and Assessment of RiskDay 3: Tuesday, November 30, 2010 w Product Development, Marketing and Distribution Channels w Legal and Technical Appraisal w Developer/Builder Relationships and ProductsDay 4: Wednesday, December 01 , 2010 w Loan Accounting Practices – Systems and Controls w Credit Risk Management w Process Development for Efficient Credit Risk ManagementDay 5: Thursday, December 02, 2010 w Day visit to an HEAD officeDay 6: Friday, December 03, 2010 w Corporate Functions – Management Information Systems w Business Strategy and Budgeting w Managing Service Delivery ProcessesDay 7: Saturday, December 04, 2010 w Resource Manip ulation w Risk Management Systems and Development of Secondary Mortgage Markets w Open House SessionDay 8: Sunday, December 05, 2010 w Departure from CHEF, Loan v Subject to change Fees: US $ 3,000* for first participant. US $ 2,750* from second participant onwards accommodation, refreshments during breaks, meals, training costs, course material and to and fro airport transfer. Note: Accommodation will be on a double occupancy basis. For single occupancy** an additional amount of IIS$ 750 plus service tax @ 10. 30% will be charged. ** Subject to availability What our participants said†¦ Feedback from Housing Finance Management Programmer The classroom experience was invaluable in opening up all aspects of Housing Finance Management.I have taken with me many insights that I intend to apply to what I hope will be a long career in Housing Finance. The free flow of ideas from participants representing 1 5 countries and 17 organizations also added immensely to he richness of the pro grammer. Cynthia Kanata, Housing Finance, Kenya (WFM 2007) It was a very wonderful experience at the HEAD Training Centre, where there was an optimal combination of knowledge gaining, sharing of experiences and recreational activities all in the perfect environment. The content of the programmer was so fruitful and have surely added value to our products and services, not forgetting the delicious meals and accommodation.Jackson Alfred Aloha Zinnia Bank Ltd, Tanzania (WFM 2008) I have attended similar programmer where the tuition cost is more than he entire programmer at WFM but in many cases those programmer were a mere rehearsal of academic notes of the Presenter. WFM 2008 was different in content and methodology; it was very practical in every respect and my reality on housing finance has since changed positively. Joseph Alphorns Tutor Jacobean, Loom Togo (WFM 2008) It was a great pleasure to visit India for the first time – an experience I'll never forget. The programmer w as successful. We shared our experience, knowledge and ideas with each other. Mar Beheaded Egypt Housing Finance Company Egypt (WFM 2009) My experience exceeded my expectations.I am really touched by the level of knowledge, passion, commitment and insight of the people at HEAD, and the opportunity to share experience with other participants. Islam Nominal PIED of Bangladesh Ltd. Bangladesh (WFM 2009) The course was an eye opener in terms of mortgage lending. It gave me a broader understanding of the various aspects of housing finance. Interacting and learning from various participants showed me that we all had a similar goal/objective that is providing shelter to everyone. Margaret Musher Zambia National Building Society Zambia (WFM 2009) The training was an experience of a life time. I learnt a lot during my interaction with the experts and participants from different countries. Apart from that the network of friends that I made will be cherished for life time.

Thursday, January 2, 2020

Father Pedro Arrupe - 893 Words

His Mission Father Pedro Arrupe was truly a man of God, born to lead the Jesuit’s to greatness. Born in Bilbao, Spain, he initially felt called to set the world ablaze through medicine. He undertook medical training for a number of years, but decided his true calling lay with the Jesuits, joining in 1927. He was unable to pursue his studies in Spain as the Republican government had expelled the Order. This did not deter him, as he was unwavering in his pursuit of priesthood; he undertook his studies in the Netherlands and Belgium. Soon, Pedro was ordained and well on his way to finding his place in the Order. The Society sent him to The United States to study Medical Ethics, after which he set out to spread the faith to Japan. In 1958,†¦show more content†¦The Jesuits were accused of substituting politics for the gospel, and Arrupe was charged with leading the Society astray. Arrupe’s time as Superior General was marked with turmoil, as critics believed that the he made too radical changes and politicized the order. Despite frequent disparagement, Arrupe pressed onwards with his reforms. Because of this, many people see Father Arrupe as the ‘second founder’ of the Society of Jesus. Like Ignatius Loyola, the founder of the Jesuits, he confronted the difficulties and challenges the Jesuits faced in his day with brilliance, holiness, and courage. Despite witnessing horrible atrocities, Arrupe believed God is everywhere in the world. He often said, All are called to know and serve God, and put that belief into practice through his missionary work. This ethos was the sign of a man truly born to serve others, a man who, through his compassion and love for others, set the world ablaze. A Man for Others Father Arrupe brought light into the hearts of God’s people the world over through his inspirational leadership. Perhaps the best way of highlighting the profound effect he had on those who followed him is by hearing their stories. Father Arrupe was genuinly concerned for the wellbeing of the ordinary people. Dennis Murphy accompanied Father Arrupe to the Philippines. Here, he â€Å"wanted to know what ordinary urban poor people thought of these matters. HeShow MoreRelatedJesuit Education Essay1489 Words   |  6 Pagesthe mission of Jesuit education as the service of the faith and the promotion of justice.† This proclamation challenged Jesuits and all who worked at their institutions to work on behalf of the poor and youth. A few years later, former Father General Pedro Arrupe recognized the transnational dimensions of the refugee issue and founded Jesuit Refugee Services (JRS) to coordinate the Society’s efforts on a global scale. Today JRS work to serve and educate refugees on 5 continents in over 50 countriesRead MoreThe Philosophical Theological Themes Discussed During The First Half Of The Course1218 Words   |  5 Pageslittle possession and are humble in nature. The type of nature one should have is clearly stated in the Bible, â€Å"[But] take care not to perform righteous deeds in order that people may see them; otherwise, you will have no recompense from your heavenly Father. (Matthew 6:1)† It may also be noted that in the Ancient Tradition, the Christian Tradition attracted many of the poor, that is, those with simple lifestyles (Jacobsen 7613). Further, so does the Pentecostal Tradition (Jacobsen 4332). We can thusRead MoreThe Faith And Justice Within The Catholic Tradition2005 Words   |  9 Pagesproportionality with the end goal of reaching the Proper End, God. This ordering of necessity for help creates the natural call for Catholic support of the preferential option for the poor, a term first used by the superi or general of the Jesuits, Father Pedro Arrupe. This option is the opposition to the institutions that support the domination of the wealthy in society, with a focus on continually delivering the most proportional form of justice. According to Aquinas, justice is merely â€Å"what is rightlyRead MoreThe Theology of Indigenization Essay examples1823 Words   |  8 Pageswas indigenization who gave the freedom for the Greek translators of the Hebrew Old Testament (Septuagint) to take a word like ï â€˜Ã¯  ¥Ã¯  ¯Ã¯ â€" ï€  Ã¯â‚¬  from the idolatrous world of polytheism and use it to describe the only Creator of heaven and earth, the God and Father of our Lord Jesus Christ. It was indigenization, which enabled first century Christian Jewish Gentiles, populated Antioch to cross a massive culture barrier and begin preaching to the Greeks. And it is the same process of indigenization, which allowedRead MoreThis is Our Story3059 Words   |  12 Pagesare forced to go abroad so t hat they can support their children. I’ve talked to many urban poor women who have more children than they can feed. I’ve seen many malnourished children who drop out of school because they don’t have money. I’ve seen fathers cry because they cannot provide for their families. This is while senators and corrupt politicians splurge on expensive condominiums and thousand-dollar meals using the taxes that should’ve been for the poor. Poverty, hunger, and corruption is widespread